Personal Finance Archive

How To Stop Boring Students When Teaching Personal Finance

Is your personal finance lesson spongeworthy? In one of the most memorable Seinfeld episodes of all-time, Elaine’s preferred contraceptive sponge is pulled off the market, causing her to hoard her existing stash. With a limited supply, Elaine agonizes over whether the man she’s dating is “spongeworthy” or if she should wait for a better catch. Elaine’s dilemma

Ask Larry: What Benefits Can My Wife Receive At 63?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Today’s column examines benefits available before full retirement age, sequencing widow(er)’s and retirement benefits, availability of widow(er)’s benefits, retroactive payments and whether home ownership affects your benefit amount. Larry Kotlikoff is the